Member Benefits

GMAR member Dues for local, state & national association membership are paid in one lump sum. The initial payment amount is prorated if joining after the payment of the annual dues deadline. 

Renewal for this plan is October 1st annually. Payments can be made online by logging into your member account. Premier dues invoices are mailed directly to Agents and are also available in the member portal.

• Premier Membership: Renewing members pay only $580/year for: GMAR local ($150), MR state ($229), NAR national ($201) dues.

Nationally recognized as a leading provider in real estate education, GMAR has the courses you need to achieve the next level of success in your business, Offering a variety of Designations and Certifications, as well as required courses, such as the Code of Ethics and Continuing Education – plus everything in between! Looking for more? Then check out the online courses available through GMAR, as well. On the education front, GMAR has you covered.

NAR members receive exclusive member discounts on select Dell products from Dell’s Consumer and Small Business lines, including Notebooks, laptops, desktops, servers, electronics, accessories, and more.

Take advantage of exceptional everyday deals up to 35% off on select computing technologies, including Lenovo's award-winning ThinkPad® notebooks; highly acclaimed Yoga convertible laptops; Smart Displays, accessories, and more.

As part of this exclusive partnership, NAR members receive:

• Exclusive discounts up to 40% OFF of public pricing
• A dedicated HP Small Business Advisor for personalized support
• Flexible financing options
   

The Instant Due Diligence App

Gain instant knowledge prior to face-to-face engagements to better understand and address risk. Using as little as an incoming phone number, FOREWARN can provide real-time verification of an individual from the palm of your hand, enabling safer engagements and smarter interactions.

FOREWARN solutions enable real estate professionals to verify identity, search for criminal histories, and validate information provided by potential clients - all from just a phone number or a name - and at no cost to GMAR REALTOR® members. 

CLAIM YOUR BENEFIT TODAY!

Designed with an intuitive interface, FOREWARN puts real-time identity information in the palm of your hand. 

Instantly verify:

•         • Identity (first name, last name, alias, and age)
•         • Phone numbers (residential and mobile history)
•         • Address history (rental, ownership, and associated addresses) 
•         • Financial indicators (bankruptcy, lien, judgement, and foreclosure history)
•         • Property records (nationwide property ownership history)
•         • Criminal records (nationwide criminal history search)

GMAR provides FOREWARN as a free benefit to all REALTOR members. FOREWARN is a $300 value!

This complimentary member benefit is available to GMAR REALTOR Members only.  FOREWARN is its own entity and is available for purchase at retail prices.

• Click here and enter the email address associated with your GMAR account
• You will receive an activation email from FOREWARN; open it and click the link
• The emailed link will take you to a webpage to enter the last 4-digits of your phone number
• Enter the confirmation code to the webpage that was sent to your phone number
• Upon confirmation, you will be prompted to create a password
• After activating your account, log into FOREWARN via the web or the FOREWARN app
  1. Click here from your mobile device for iOS / Apple / iPhone / iPad app
  2. Click here from your mobile device for Android app

The FOREWARN application gives an agent the ability to gain instant insight (within seconds) on a prospective client using only a phone number. FOREWARN provides instant & mobile identity verification and public records (criminal, property, court, etc.) for over 98% of the U.S. adult population. With FOREWARN’s roughly 90% coverage of mobile and residential phone numbers, you should be able to search and verify most people from their phone number alone.

If you experience any difficulty setting up your password, logging into or using FOREWARN, please reach out to FOREWARN support at (561) 757-4551 or support@forewarn.com 

Support is available Monday - Friday from 9:00 a.m. - 5:00 p.m. EST

Verifying your prospects in FOREWARN is not only critical for your personal safety and efficiency, but also a benefit to your listing homeowners, providing an added layer of protection for their homes and families.

Instantly verify:

• Identity (first name, last name, alias, and age)
   
• Phone numbers (residential and mobile history)
   
• Address history (rental, ownership, and associated addresses) 
   
• Financial indicators (bankruptcy, lien, and judgment history)
   
• Property records (nationwide property ownership history)
   
• Criminal records (nationwide criminal history search)
   

You can begin properly and safely planning for showings, with a higher level of intelligence and confidence, by activating your account today. Follow these basic steps to claim and utilize your newest GMAR Benefit.

Phone search tip #1: When you are unable find an individual in FOREWARN using a phone number, this does not necessarily mean fraud or criminal intent. FOREWARN users are encouraged to gather further details and use the additional search functionality (the “Search by name” link) within the FOREWARN app to ensure verification of the prospect.

Phone search tip #2: In the search results, FOREWARN displays all the individuals who have ever been associated/linked with the searched phone number. It is normal for multiple people to be linked to a single phone number, either as previous owners of the phone number, or relatives.

Name search tip: When searching by name, if there are more than 100 results to your query, FOREWARN will display “Too many records found” and prompt you to re-run your search using additional criteria.

IMPORTANT – COMPLIANCE:

Please note that you must limit your FOREWARN searches to professional uses only. FOREWARN is only to be for verifying inbound prospects that have initiated the interaction, such as when a buyer, or seller themselves have initiated a request for information or service. FOREWARN cannot be used to verify information for outbound marketing efforts. FOREWARN activity is actively monitored (search terms and volume) to ensure proper use by FOREWARN Subscribers as outlined in the Subscriber Agreement and the FOREWARN Terms and Conditions.  FOREWARN is a powerful tool intended only for the increased safety and efficiency of your business. Proper use of the service by real estate professionals ensures that we can continue to provide this valuable tool to the industry.

GMAR awards scholarships to members looking to further their career with specialized education and to members’ children graduating and committed to attending a Michigan college, university, or trade school.

Scholarships are awarded to recipients ranging from $100 to $1,000.

Applications are available by the first business day of February and close on the last business day of March, annually.

For questions, please contact Community@gmaronline.com with the subject line "GMAR Scholarship".

Scholarship Requirements
• Minimum one year’s experience as a real estate salesperson
• Must be Greater Metropolitan Association of REALTORS® member in
good standing
• Must have the recommendation of the managing broker
• Classes, designation, or certification must be completed by
December 1st of the calendar year in which the award was made.
• Payment is reimbursed with successful attainment of the Designation or
Certification and a copy of the receipt and certificate of completion.

Acceptable Scholarship Designations & Certifications:
• CCIM - Certified Commercial Investment Member
• CIPS - Certified International Property Specialist
• CRB - Certified Real Estate Brokerage Manager
• CRE - The Counselors of Real Estate
• CRS - Certified Residential Specialist
• GRI - Graduate, REALTOR® Institute
• PMN - Performance Management Network
• SIOR - Society of Industrial and Office REALTORS®
• Real Estate Broker License Courses (90 hours)
• Dale Carnegie Courses

The Higher Education Scholarship is available to graduating high school senior children and those under the legal guardianship of GMAR REALTOR® members in good standing. The purpose of this fund is to encourage local high school seniors to continue their formal education at Michigan colleges, universities, and other institutions of higher learning.

Scholarship Requirements
• Must be a graduating high school senior child or under the legal
guardianship of a GMAR REALTOR® member in good standing
• Must attend an institution of higher learning in the state of Michigan
• Must submit high school transcripts and ACT/SAT scores

With over 1,000 products to choose from you will be sure to find what you need to increase your exposure and sell your brand.  All members receive discount pricing in the ToolShop!  Online shopping available, or stop by during normal business hours to browse.

Frankenmuth Insurance is offering special discounts to Michigan Realtors®. Savings include a generous discount on auto and home policies. They can also be combined with other discounts available through your independent insurance agent. 

Once you have set up your account, you can refer clients, friends and family members for access to exclusive discounts. When you’ve logged in, click on the “Refer” link located at the top of the page, then enter their name and email address where prompted. Those you refer will be sent an email with instructions on how to access the GE Appliances Store.

NAR Members and their clients can save $50 with 1-800-GOT-JUNK?, America’s most trusted name in junk removal.

Experience the ultimate concert experience with premium seating in our exclusive club 
sections at Little Caesars Arena, Rehmann Club Sections 121-123, and Michigan First Credit Union Club 108-110. 
Enjoy the convenience of private bathrooms, dedicated walk-up bars, and the 
unforgettable thrill of seeing your favorite artists from incredible seats.

A dedicated representative is available to assist with any group (10 or more) or hospitality 
needs. Group sales are ideal for family gatherings, corporate events, and holiday 
celebrations.

Questions? Contact our dedicated representative at 313-471-3287 or dana.langs@313presents.com. 

We want to make sure you have the tools necessary to capture and captivate clients, build your book, and set yourself up for success. That's why we have reserved your *FREE .realtor™ domain for you!

Get inspired. See how other REALTORS® are upping their professional game and dominating their domains with .realtor™. 

*Free for the first year, realtor™ only, one per member.

Adwerx is a simple and effective platform designed to boost your digital marketing strategy by building awareness of your real estate business, winning more referrals, and promoting your listings to a group of targeted homebuyers online.

Realtors Property Resource® (RPR), one of the most innovative benefits included in the membership, offers on-the-go access to the most powerful data platform available exclusively to Realtors®. RPR’s database is the largest and most far-reaching real estate platform of its kind, with data sets ranging from tax and mortgage history to listings, sales, valuations, demographics, and school information. As a powerful marketing tool, RPR allows Realtors® to create custom-branded, client-friendly reports that can be printed, emailed, or texted...anytime, anywhere.

Realtors Property Resource® (RPR) is a member benefit of the National Association of Realtors® built exclusively for Realtors® and offered at no additional cost to members. Available to Realtors® across the country, RPR has tools for residential and commercial practitioners, brokers, and appraisers. The Michigan Realtors® endorses RPR as a valuable member tool that helps.

Whether you’re looking for automated marketing that saves you time and keeps you top of mind, a CRM and website that impresses clients and keeps them engaged, or a back-office that perfectly handles every aspect of every deal, Back At You is all you need. Excel with a powerful all-in-one system, or select your must-have tools from Back At You’s SocialBAY, ClientBAY, and FinancialBAY!

Receive 20% off professional real estate websites, which include IDX integration capability, advanced property search, multiple site designs, unlimited pages, and more.

Manage your leads so you can focus on pursuing your best opportunities. LIVE by ReferralExchange uses licensed experts who validate your leads (from any source, such as your website, open house sign-in sheets, social media, realtor.com®, Facebook, and more) and connect you with potential clients who are ready to transact, in real-time.

At GMAR, we offer membership options tailored to fit your needs. Choose between:

• Premier Membership: A convenient annual plan designed for REALTORS® seeking all-inclusive benefits and seamless access to core services.
• MemberMax Plan: A flexible, monthly plan that includes all the essential tools for your success, with the added benefit of automatic inclusion in our EduPass bundle, giving you two free certification or designation courses to advance your career.

Find the plan that works best for you and discover why both options deliver more value than memberships with other associations!

NAR Members save on select services for both personal and business use including up to 26% on FedEx Express®, up to 12% on select FedEx Ground® services, and up to 20% on select FedEx international services. The savings don’t end there! FedEx also offers the My FedEx Rewards program – simply connect your FedEx account to My FedEx Rewards so you can earn gift cards for your favorite restaurants, retailers, and brand-name products.*

GMAR members can receive discounts as steep as 55% off on over 500 different items. 

MEMBERS can create an online shoppers account to shop online or download and print out the store purchasing card to use at the nearest Office Depot. 

BROKERS can create an office account to receive business discounts tailored to your office's needs. 

GMAR makes it easy to be successful. Two exclusive options for our members:

1. Premier – You pay one lump sum for your local, state, and national dues, which is prorated monthly after the annual dues deadline. You may add EduPass™ to this option - over $500 worth of education, 2 designation courses, and other benefits for just $129.95/year, Premier ($580) + Edu-Pass™ ($129.95). Only available at GMAR. Members may take designation certification classes immediately.
    
2. MemberMax™ – Get over $500 in tailor-made education, 2 powerful designation courses like ABR, SFR, SRES, GREEN, MRP, SRS, ePRO, RENE, CRS, GRI, RSPS, or PSA, in an easy-to-budget $59.16/month. Membership on your terms. Only available at GMAR. New members must wait 6 months to take designation certification classes. Class renewals are based on the individual membership year, not the calendar year.
   • Valid only for courses hosted by GMAR Virtually or at the GMAR office in Southfield, unless otherwise advertised.

GMAR is the only local association in Michigan that provides an educational add-on to your membership option. Members who elect MemberMax™ or EduPass™ can choose from various courses as part of your membership plan, including Designations/Certifications, Code of Ethics, Continuing Education, and much more.

More value, flexible pricing, and a killer education bundle everyone can afford. 

The following Aflac insurance plans are now available to active GMAR members: Coverage for Cancer, and Critical Illness. For more information about applying, plan benefits, limitations, and exclusions, click the More Information button to have our insurance representative, Scott Davidson, reach out to you.

We’re excited to announce that we have partnered with Assurity Insurance to provide both disability (Short term and Long Term) as well as Life insurance (Whole and Term) options to our members, available to both 1099 and W2. These products help to bridge income gaps and protect your family’s future when life doesn’t go as planned.  With various options to fit different budgets and return of premium options on life insurance if the policy isn’t used.

In addition to the affordable life insurance plans available from our partnership with Assurity, they also offer an optional Return of Premium (ROP) benefit on many of their policies – which is a great benefit for members!

An optional Return of Premium* benefit is available for 20 or 30 year term policies. If you outlive your term period, the premiums you paid for the base life insurance and the optional Return of Premium benefit are returned to you. You get the protection of life insurance while you need it, and the money to use later in life if you don’t use the policy.

* Optional Return of Premium benefit provided under the Endowment Benefit Rider (ROP Rider in some states). Only available on 20- and 30-year term policies. Riders may contain additional conditions, limitations and exclusion

Health Insurance Options Designed with REALTORS® in Mind!

Finding affordable health insurance as an independent contractor doesn't have to be a challenge. Through GMAR's exclusive partnership with Upfront, members gain access to group-rate health coverage options, including medical, dental, and vision—all conveniently available through one platform. This unique member benefit opens the door to coverage options that may otherwise be difficult for independent contractors to access.

Even better, access to the Upfront platform is FREE with your GMAR membership, and you can explore your options and enroll throughout the year. Whether you're looking for coverage for yourself or your family, Upfront makes it easier to compare options and find coverage that fits your needs. Don't miss out on this valuable benefit included with your GMAR membership!

NAR is pleased to provide to members a free pharmacy program designed to help lower the cost of some prescription drugs: Drug Card America. This free benefit is provided by SASid, the same trusted REALTOR Benefits® Partner who manages REALTORS® Insurance Marketplace.

This discount prescription drug card may be used at over 62,000 pharmacies nationwide, including most major chains, such as CVS, Walmart, Walgreens, Target, Rite Aid, Kmart, and more. This program provides savings of up to 60% on select generic prescriptions and up to 15% on select name-brand prescriptions. It’s easy to participate: no age limit, no income requirement, no waiting period, no pre-existing condition restrictions, and the card is immediately available for use upon sign-up.

Flexible Term Health plans (also referred to as Short Term) are major medical plans with a limited coverage period (30 days up to 364 days in a calendar year). 

Liberty Mutual is NAR’s exclusive auto, home, and renters insurance provider, offering quality coverage, expert advice, and special discounted savings of up to 10% for NAR members.

Pearl's Plus coverage comes with the experience you deserve and the trust of REALTORS® across the country that you should expect. Pearl Insurance has been protecting real estate agents since 1979 and were among the first companies to offer errors and omissions (E&O) insurance. 

REALTORS® Dental Insurance is designed exclusively for members of the National Association of REALTORS® and their families.

What: There are three plans to choose from (Platinum, Gold, and Value) with 100% preventive dental benefits when using in-network providers.

REALTORS® Insurance Marketplace is an exclusive ‘one-stop’ insurance shopping site. It provides NAR members with a roster of health and wellness insurance plans and products. All plans are from top-rated carriers. Within the Marketplace, NAR members can obtain quotes, compare plans, and purchase directly online.

Designed exclusively for members of the National Association of REALTORS® and their families.

What: There are two guarantee issue group plans from which to choose: a PPO option and a non-PPO option. Both provide great, competitive rates and include annual eye exam benefits and savings on frames, lenses, and contact lenses. Rates are priced for Member Only, Member & Spouse, Member & Children, or Member & Family.

Placemaking is a multi-faceted approach to the planning, design, and management of public spaces. Placemaking capitalizes on a local community's assets, inspiration, and potential, intending to create public spaces that promote health, happiness, and well-being.

The GMAR Placemaking Grant is available to communities and GMAR REALTORS® who work together to make their communities a better place to live, work, and play. Projects may be permanent or temporary (such as demonstration and pop-up projects to test a plan (e.g. pop-up park or plaza)).

Applications can be submitted from October 15, 2025 through January 15, 2026. Applications received after that are subject to available funds.

All reimbursement requests must be submitted by December 1, 2026. Please note: We are unable to offer extensions for delayed projects. 

Small Improvement Project Grant - Up to $2,500

This grant is designed to fund projects that are not necessarily large, but can benefit from a little funding.

Shifting the Paradigm Project Grant - $2,500 - $5,000

This grant is a commitment to a total transformation of a neighborhood or community. This grant is designed to make a significant impact in a big way. Projects that obtain additional funding from community partners will be given stronger consideration for a grant award.

Project Focus: Creates, renews, or revitalizes a public, outdoor space as a destination and gathering place.

Project Requirements: (1) Part of a strategic, community, or project plan. (2) Involves the participation of GMAR members by way of funding, volunteering, and/or project planning. Grant applications that include GMAR member's inclusion in all three aspects will be given greater consideration. (3) Includes project budget and, if applicable, a design concept/plan. (4) Involves community partners. (5) Is accessible to the whole community and all residents.

1. Prepare and submit the online grant application by including photos and a copy of the project’s planning concept or design.
2. GMAR staff will initially review the application. Additional information could be requested.
3. The GMAR Placemaking Committee will meet and review all applications submitted, where they will recommend projects to the GMAR Board of Directors for funding.
4. Upon the board of directors' approval, a GMAR staff member will contact the project manager for permission to begin.
5. The project manager and GMAR member will be required to submit monthly progress reports on the project's status or be at risk of losing project funding.
6. Upon project completion, before December 1st, the GMAR member must submit a request for reimbursement on the appropriate form and include receipts, contracts, etc. If reimbursement is not requested by December 1st, applicants must re-submit their application for consideration the following year.

Projects that are partially funded through donations from GMAR members will receive greater consideration.

GMAR will not provide funding to projects unavailable to the whole community (i.e., public housing project, private property, gated communities).

Include plans on how you will celebrate your success! We encourage you to host a "ribbon-cutting" ceremony or similar event and invite the community, stakeholders, and media.

Types of Projects Funded

• Community Gardens
• Downtown Streetscaping
• Pocket Parks
• Bike Racks
• Pedestrian Plazas
• Trails & Paths & Rails to Trails
• Playgrounds & Play Areas
• Dog Parks
• Memorial Site Amenities
• Alley Activations & Pedestrian Walkways
• Amenities for Existing Public Space
• Farmer Markets
• Night Markets
• Murals and Public Art
• Seating
• Little Free Libraries

On issues ranging from banks in real estate to private property rights – you have representatives fighting for you every step of the way.  Thanks to our Realtor® network, elected officials at local, state, and national levels understand and appreciate the role Realtors play in the health of our nation’s economy.  Be sure to support your industry and help to protect these rights by investing in RPAC – the Realtor® Political Action Committee. 

Members can call the Legal Hotline (800)-522-2820 and speak to a qualified attorney five days a week, receive professional standards help at GMAR's office, take part in grievance hearings to address a variety of matters, and receive discounted errors and omissions insurance. It's as close as you can get to having your own personal legal staff without spending big bucks to do it.

Save $50 off an American Home Shield Home Warranty for NAR Members. The same plan features available to your clients in a real estate transaction are also available to you. This exclusive offer helps protect your personal property from the cost of unexpected, covered system components and appliance failures that typically break down due to normal wear and tear.

Receive FREE dark web scan report, 60% off full-service identity theft protection, recovery plans, child-monitoring plans; and 40% off the monthly retail price on a solution plan for small businesses.

Victor Insurance Managers Inc. and the National Association of REALTORS® have partnered under the REALTOR Benefits® Program to provide a first-class errors and omissions (E&O) insurance program to REALTOR® members.

Several premium credits are available, as allowed by state law, including a credit for being a NAR member, holding select NAR designations, continuing education, use of standard contracts, use of home warranties, risk management programs, etc. Full details are available from Victor. A longevity credit is available for firms that have been insured with Victor for three years, with additional longevity credits available after reaching the five-year mark and ten-year marks.

SentriLock is the official lockbox solution for NAR. As the leading electronic lockbox manufacturer and provider of property access management solutions, SentriLock operates in support of REALTORS® and the industry, offering an easy to use, reliable and secure system. Fundamental core values guide every action and decision to provide the best service and experience for your benefit.

DocuSign offers eSignature services that enable you to remotely send and sign contracts and agreements with your clients.

DocuSign is the National Association of REALTORS® official and exclusive provider of electronic signature services under the REALTOR Benefits® Program. DocuSign services are easy-to-use and accessible at any time, from any desktop or mobile device.

A fully mobile MLS system, the Flexmls® Platform gives real estate professionals the autonomy to run their business on their terms. Get flexibility, data freedom, innovation, and reliable performance from industry leader FBS.

Precisely what real estate professionals need, when they need it, every time: A modern, easy to use MLS system that works like an agent. The most powerful mobile with continuity across all platforms. Integration with the best apps and products available. Proven reliability and customizable to fit unique market and user needs.

Save up to 25% off base rates on every rental, plus skip the lines with Avis Preferred™.

Save up to 25% off base rates on rentals and still get quality service without big prices.

Save up to 25% off base rates at participating locations worldwide. Plus, enjoy premier travel perks by joining Hertz Gold Plus Rewards®.

NAR Members can enjoy a best-in-class travel platform with free access to full-service travel booking capabilities including hotel, resort, car, and air.

Member Benefit: Enjoy hotel savings of up to 60% and book your travel from start to finish with NAR Travel Club.