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Greater Metropolitan Association of REALTORS®

COVID-19 Resource Page

Resources Straight from GMAR


Coronavirus Aid, Relief, and Economic Security Act

Important take-aways from the Coronavirus Aid, Relief, and Economic Security Act introduced on March 25, 2020 with overwhelming bipartisan support.

Quick Takes: Coronavirus Aid, Relief, and Economic Security Act

SBA 7A Loans Impactful for Real Estate Industry

After working with Congress, the President signed legislation last Friday enabling a new Small Business Administration (SBA) Loan program. It promotes cash flow needs during this critical time as a direct response to COVID-19. Businesses with no more than 500 employees, including sole proprietors and independent contractors, should review this information with your accountant.

SBA 7A Loans Impactful for Real Estate Industry

Stay Home Stay Safe Executive Order Frequently Asked Questions

Stay Home.Stay Safe. Be a #GreaterRealtor


New information has just been released regarding the Governor's, "Stay Home, Stay Safe Executive Order", which has now gone into full effect. GMAR believes it's important to provide our members with additional information on what this means for the industry. Provided in this document is a list of the most frequently asked questions GMAR has received from members through the duration of this crisis.

Download FAQ

Information from GMAR

GMAR is monitoring the communications and recommendations from the CDC as well as other health organizations in an effort to do our part to help decrease the spread of COVID-19. As always, the health and safety of our members, employees and their families remain paramount and the first priority of our leadership team.

Staff Availability
Our staff will continue to be available to assist members with any questions or concerns via phone, email or online chat during normal business hours. GMAR has postponed all classes and events scheduled thru April 30, 2020. We will continue to host our Committee meetings via conference call or video meeting unless otherwise notified.
Membership Outreach
We thank you for your understanding and cooperation during this time of anxiety and uncertainty. We will continue to keep our membership informed as new information becomes available
City, Township, or County Related Issues

GMAR's Director of REALTOR(R) and Community Affairs can help you and your clients during this difficult time. Whether you're having trouble with a city inspection or final water reading, or whatever the problem may be, please call Travis Greer at 248-306-0787 or email at travis@gmaronline.com for assistance.

The GMAR ToolShop

Orders can be placed by calling our office, emailing Pauline@gmaronline.com, or visiting our online store. All orders placed will be shipped out on Wednesdays using UPS Ground Service, which typically takes one to two days for delivery, depending on location.

If you have questions regarding the online store please contact Pauline at Pauline@gmaronline.com or call our office at (248) 478-1700.

Online Education

GMAR is still offering online classes! Learn More

Licensing Questions?

Michigan's Department of Licensing and Regulatory Affairs remains operational and ready to serve those seeking licensure. The office is open Monday thru Friday from 8am to 5pm EST.

Phone 517-241-0199 | Email: bplhelp@michigan.gov


Resources and Updates from Michigan Realtors®


Michigan REALTORS® Update March 29, 2020

Yesterday, the United States Cybersecurity and Infrastructure Security Agency (CISA) updated its memo with regard to "critical services". This new update includes "residential and commercial real estate services, including settlement services" under the category of "other community-or government-based operations and essential functions".

This update does not change the State of Michigan's prohibition on travel for the business of real estate brokers and salespersons.

Michigan's Executive Order specifically cites the CISA memo dated March 19, 2020. The March 19th memo does not list real estate services as "critical. In addition, the active FAQ accompanying our Governor's order listing real estate brokerage and services as non-critical also presents a continued issue for operations.

We have been in constant contact with the Governor's office, administrative agencies, and legislative leaders throughout this crisis. While the updated CISA memo presents a new angle for Michigan Realtors® to pursue with the Governor's Office and the legislature, it is important to note that the new memo is only advisory and specifically defers to states for their own regulation. The Governor continues to take a hard line as Michigan continues to experience a spike in new Covid-19 cases. We will continue to report any new perspectives or information.

Michigan Realtors® Update: March 24, 2020

This evening, March 24, 2020, the Governor's Office issued further guidance on real estate services under Executive Order 2020-21. The FAQ makes clear that real estate brokers and salespersons are not "critical infrastructure workers" and therefore may not leave their homes for work. The only narrow exception to the order is the instance where work is absolutely necessary to assist those with a genuine and emergent need, such as an immediate lack of shelter. The FAQ also uses the ambiguous term of "real estate service employees" which we do not know how to interpret. We have already communicated our concerns over the wording of this FAQ.

For those Realtors® with clients with a scheduled closing in the next three weeks, we have been advised that a number of Michigan title companies and appraisers will continue to do business under the federal government's general category for financial/insurance services and that closings will proceed. Realtors® should check with the specific title company/appraiser regarding its policy.

Real estate brokerages have the ability to participate in closings via conference calls or other video conferencing methods to comply with the Governor's order.

If you have a purchase agreement in place and the parties wish to agree to an extension, this can be accomplished by utilizing the Michigan Realtors® Amendment to Purchase Agreement. As with any contract, please make sure that you are consulting with legal counsel.

Governor's Executive Order 2020-2

Executive Order Summary

Questions and Answers on the Executive Order

Executive Order FAQs

DIFS Bulletin on Inspectors & Appraisers
Michigan Realtors COVID-19 Addendum to Purchase Agreement

Download the Addendum

Addendum to Purchase Agreement Covid-19 Condition Extension

Questions and Answers on the Addendum

Addendum Questions and Answers

Michigan Realtors COVID-19 Frequently Asked Questions

Final Water Reading and Certificates of Occupancy


Dearborn Heights

Certificate of Occupancy

Dearborn-Heights implemented a new procedure for the issuance of a Certificate of Occupancy for the duration of the state of emergency. The Building Department will issue a closing letter for all properties to facilitate the closing. The requirements for the closing letter are as follows:

  • 1.Application form for Certificate of Occupancy and payment of $200 must be filed with the Building Department
  • 2.The purchaser must sign a letter accepting all responsibility to complete the necessary inspections for Certificate of Occupancy 3.Furnace certification – Heat certificate

The Building Department will remain open to assist the resident's needs during this troubling time; if you have any questions feel free to call between 8-2pm Monday – Thursday.

Westland

Certificate of Occupancy

While City Hall is closed, the Building Department is fully operational and will continue to enforce the Certificate of Occupancy Ordinance.

Memphis

Final Water Reading

For residents that have water meters that are located inside, the DPW will give the user a card and ask them to write down their meter reading. The cards can be mailed (postage provided) or put in the payment drop box located by the curb right outside the Village Municipal Office. Accounts that do not have the cards returned will be estimated. There is no need for our workers to be unnecessarily exposed to possible contamination.

Inkster

Certificate of Occupancy

While City Hall is closed, the Building Department is fully operational and will continue to enforce the Certificate of Occupancy Ordinance.

Water Reading

While City Hall is closed, the Water Department is fully operational and will continue to issue electronic final reads

Redford

Certificate of Occupancy

(Currently inspection/enforcement services are suspended). Redford does not require a Certificate of Occupancy inspection for home sales. Redford does on occasion, compile a list of violations for vacant homes that will need to be addressed by either the current owner or new buyer before occupancy can be taken. For more info on specific homes, call the Building Dept. directly at 313-387-2680.

Water Reading

Currently emergency water/sewer repairs only, all other activities suspended). Final water readings can be completed electronically as staff does not need to enter the property. There is a $25 fee to obtain a final water read. To obtain a final water read, please call the Water Dept. at 313-387-2670.

Warren

Certificate of Occupancy

Certificate of Occupancy Inspections are still being conducted.

Taylor

Inspections in residential homes are suspended unless it is an extremely time sensitive (for a home closing, certificate of occupancy) or an emergency.


Information on Register of Deeds Offices


Oakland County Register of Deeds Office is closed to the public but remains fully operational
  • All members of the public are advised to submit documentation via e-record or to mail them.
  • Urgent reporting matters will be taken by appointment only.
  • Those needing assistance are asked to call 248-858-0606 to make an appointment or for questions.
Wayne County Register of Deeds Office is closed effective 3/16/20
  • The only essential function that will be performed is the processing of Sheriff's Deed redemptions on an appointment-only basis.
  • For those whose last day to redeem property occurs during the period of March 16, 2020 through March 27, 2020, call one of these numbers to schedule a time to redeem your property: 313-506-2528, 313-702-8134 or 313-213-5214.
  • During the period of our closure, you may submit documents you want recorded through the mail. Check our website, waynecounty.com for our address and fees. To obtain copies of documents, go to waynecountylandrecords.com.
Macomb County Register of Deeds Office is closed to the public effective 3/17/20, but remains operational
  • Real estate recordings and requests for certified copies of recorded documents will be accepted through the U.S. Mail and via drop box.
  • Additionally, Land Records search and requests for copies of real estate recorded documents are still available by CLICKING HERE.
  • EXCEPTION: Instances involving Sheriff Deeds and payoff letter requests can be made by appointment over the phone or through the office's website.

Resources from the National Association of Realtors


NAR Official COVID-19 Page
Coronavirus Aid, Relief, and Economic Security Act

The U.S. Senate passed a $2 trillion COVID-19 economic relief package on March 25, 2020 with overwhelming bipartisan support. The legislation now goes to the U.S. House, where it is expected to quickly pass. President Trump has said he will sign it into law. The measure includes $349 billion for the Small Business Administration 7(a) loan program. Under the terms, businesses can get up to $10 million toward mortgage interest, rents, utilities, and payroll costs. A portion of these loans would be forgivable.

Coronavirus Aid, Relief, and Economic Security Act

Coronavirus Guidance for REALTORS®
Coronavirus Guidance for Employers
COVID-19 Resources for Owners

Information Regarding City Office Closures


Current Status of City Offices

Oakland County:


Auburn Hills Closed to the public

Berkley Closed to the public

Beverly Hills Closed to the public

Bingham FarmsClosed to the public

Birmingham Closed to the publicth

Bloomfield Hills Closed to the public

Bloomfield Twp Closed to the public

Brandon Twp Closed to the public

Clarkston Closed to the public

Clawson Closed to the publicth

Commerce Twp Closed to the public

Farmington Open

Farmington Hills Closed to the public

Ferndale Closed to the public

Franklin Village Open

Hazel Park Closed to the public until April 1st

Highland Twp Closed to the public

Holly Closed to the public

Huntington Woods Closed to the public

Independence Twp Closed to the public

Keego HarborBy appointment only

Lake Angelus -- Open

Lake Orion Village Closed to the public

Lathrup Village Closed to the public

Leonard VillageClosed

Lyon Twp Closed to the public

Madison Heights Closed to the public

Milford Village Closed to the public

Milford Twp Closed to the public

NoviClosed to the public

Oak Park Closed to the public

Orchard Lake VillageBy appointment only

Oakland Twp Closed to the public

Orion Twp Closed to the public

Ortonville Village Closed to the public

Oxford Village Closed to the public

Pleasant Ridge Closed to the public

Pontiac Closed to the public

Rochester City Closed to the public

Rochester Hills Closed to the public until March 31st

Royal Oak Closed to the public

Royal Oak Twp -- Open

South Lyon Closed to the public

Southfield Closed to the public

Springfield TwpClosed

Sylvan Lake Closed to the public

Troy Closed

Walled Lake Closed to the public

Waterford Twp Closed to the public

West Bloomfield Twp Closed to the public

White Lake Twp Closed to the public

Wixom Closed to the public

Wolverine Lake Closed to the public

Wayne County:


Allen Park Closed to the public

BellevilleClosed to the public

Brownstown Twp Closed to the public

Canton Twp Closed to the public

Dearborn Closed to the public

Dearborn Heights Closed to the public

Detroit Open, with restricted access

Ecorse Closed until further notice

Flat Rock Closed to the public

Garden City Closed to the public

Gibraltar Closed to the public

Grosse Isle Twp Closed to the public until March 30th

Grosse Pointe Closed to the public

Grosse Pointe Farms Closed to the public

Grosse Pointe Park Closed to the public until April 6th

Grosse Pointe Shores Open

Grosse Pointe Woods Closed to the public

Hamtramck Closed

Harper Woods Closed

Highland Park Closed

Huron Twp Closed to the public

Inkster Closed until March 30th

Lincoln Park Closed to the public

Livonia Closed to the public

Melvindale Closed to the public

Northville Twp Closed

Northville City Closed to the public

Plymouth Twp Closed to the public

Plymouth City Closed to the public

Redford Twp Closed until further notice

River Rouge Closed to the public

Riverview Closed to the public

Rockwood Closed to the public

Romulus Closed to the public

Southgate By appointment only

Sumpter Twp Closed to the public

Taylor By appointm,ent only

Trenton Closed to the public

Van Buren Twp Closed

Wayne City Closed to the public

Westland Closed to the public

Woodhaven Closed to the public

Wyandotte Closed to the public

Van Buren Twp Closed

Macomb County:


Armada Closed to the public

Bruce Twp Closed to the public

Center Line Closed

Chesterfield Twp Closed to the public

Clinton Twp Closed to the public

Eastpointe Closed

Fraser Closed to the public

Harrison Twp Closed to the public

Lenox Twp Closed to the public

Macomb Twp Closed to the public

Memphis Closed to the public

Mount Clemens Closed to the public

New Haven Closed to the public

New Baltimore Closed to the public

Ray Twp Closed to the public

Richmond City Closed to the public

Richmond Twp Closed to the public

Roseville Closed to the public

St. Clair Shores Closed to the public

Shelby Twp Closed to the public

Sterling Heights Closed

Utica Closed to the public

Warren Closed to the public

Washington Twp Closed to the public


Information and Assistance from Other Sources


Official HUD Coronavirus Website
HUD New Cares Act

The U.S. Department of Housing and Urban Development today announced a tailored set of mortgage payment relief options for single family homeowners with FHA-insured mortgages who are experiencing financial hardship as a result of the COVID-19 National Emergency.

HUD New Cares Act
MDHHS issues Emergency Order

MDHHS has issues an Emergency Order requiring compliance with Executive Orders under penalty of civil fines up to $1,000 and referral to licensing agencies for enforcement

MDHHS Emergency Order
Small Business Paycheck Protection Program FAQ
REALCOMP COVID-19/MLS Frequently Asked Questions
Freddie Mac Single-Family Seller / Servicer Guide

This new, user-friendly Seller/Servicer guide will make it significantly easier for you and your team to find, understand and share criticial information.

Single-Family Seller / Servicer Guide
Bank Policies for Consumers

Tax Filing Deadline Information


Michigan Extends Income Tax Filing Deadline to July 15, 2020

The deadline for Michigan Income Tax Filings has been extended until July 15th, 2020.

Original Article
Tax Return Extension
Information Regarding the IRS Tax Return Extension

The IRS has established a special section focused on steps to help taxpayers, businesses and others affected by the coronavirus. https://www.irs.gov/coronavirus